Introduction: Understanding the Impact
For many in New Zealand, the allure of online casinos and gambling can be strong. The convenience of playing from home, combined with the potential for quick wins, can be tempting. However, for some, this can lead to problem gambling, a serious issue that can have devastating consequences, not just for the individual, but for their families as well. Financial strain, relationship breakdown, and emotional distress are common outcomes. This article is designed to provide a clear understanding of the resources available in Aotearoa for families struggling with the financial repercussions of problem gambling. We’ll explore where to find help, how to access it, and what support networks are available to navigate this challenging situation. While the thrill of the best games can be enticing, it’s crucial to remember that responsible gambling is paramount.
Recognising the Signs: Is Gambling Becoming a Problem?
Before exploring resources, it’s important to recognise the signs that gambling may be becoming a problem. These signs can manifest in various ways, impacting both the individual and their family. Consider these questions:
- Are you spending more money on gambling than you can afford to lose?
- Are you gambling to escape problems or relieve feelings of stress, anxiety, or depression?
- Do you find yourself chasing losses, trying to win back the money you’ve lost?
- Are you hiding your gambling from family and friends?
- Has your gambling caused financial difficulties, such as debt, unpaid bills, or loss of assets?
- Are you neglecting work, study, or family responsibilities because of gambling?
- Have you tried to cut back or stop gambling but been unable to do so?
If you answered “yes” to several of these questions, it’s highly likely that gambling is becoming a problem. It’s crucial to seek help immediately, and the resources outlined below can provide invaluable support.
Financial Impact: The Ripple Effect on Families
The financial consequences of problem gambling can be far-reaching and devastating for families. These can include:
- Debt: Accumulation of significant debt from gambling losses, often involving loans, credit cards, and other forms of borrowing.
- Loss of Assets: Selling of assets, such as homes, cars, or personal belongings, to fund gambling or pay off debts.
- Strain on Savings: Depletion of savings, retirement funds, and other financial resources.
- Difficulty Paying Bills: Inability to meet essential financial obligations, leading to unpaid bills, potential eviction, and disconnection of utilities.
- Impact on Children: Financial instability can negatively impact children’s well-being, including their access to education, healthcare, and basic necessities.
- Relationship Breakdown: Financial pressures can contribute to relationship conflicts, leading to separation or divorce.
Available Support: Where to Find Help in New Zealand
Fortunately, New Zealand offers a range of resources specifically designed to support families impacted by problem gambling. These resources provide financial advice, counselling, and practical assistance. Here’s a breakdown:
Gambling Helpline: Your First Point of Contact
The Gambling Helpline (0800 654 655) is a free, confidential, and 24/7 service. It’s often the first port of call for those struggling with problem gambling or affected by it. The helpline provides:
- Information: Provides general information about problem gambling and available support services.
- Counselling: Offers free, confidential counselling sessions over the phone.
- Referrals: Connects individuals and families with other relevant services, such as face-to-face counselling, financial advisors, and support groups.
Face-to-Face Counselling Services
Many organisations throughout New Zealand offer face-to-face counselling for individuals and families affected by problem gambling. These services provide a safe and supportive environment to address the underlying issues contributing to the gambling problem and develop coping strategies. Search online for local services in your area, or ask the Gambling Helpline for a referral.
Financial Counselling: Getting Back on Track
Financial counselling is crucial for families struggling with the financial consequences of problem gambling. Financial counsellors can provide:
- Budgeting Advice: Help families create and manage a budget to regain control of their finances.
- Debt Management: Assist with negotiating payment plans with creditors and exploring options for debt relief.
- Financial Education: Provide education on financial literacy and responsible money management.
- Advocacy: Advocate on behalf of clients with creditors and other financial institutions.
Free financial counselling services are available throughout New Zealand. Contact the Gambling Helpline or search online for local financial counselling providers.
Support Groups: Finding Community and Understanding
Support groups, such as Gamblers Anonymous (GA) and Gam-Anon (for family members), offer a valuable sense of community and understanding. These groups provide a safe space for individuals and families to share their experiences, learn from others, and receive emotional support. Attending meetings can help reduce feelings of isolation and provide encouragement during the recovery process. Find local support group meetings by searching online or contacting the Gambling Helpline.
Problem Gambling Foundation of New Zealand
The Problem Gambling Foundation of New Zealand is a leading provider of gambling harm reduction services. They offer a range of services, including counselling, education, and research. Their website (problemgambling.co.nz) provides valuable information and resources for individuals and families affected by problem gambling.
Practical Recommendations: Taking the First Steps
If you or someone you know is struggling with the financial impact of problem gambling, here are some practical steps to take:
- Acknowledge the Problem: The first step is to recognise that there is a problem and that help is needed.
- Contact the Gambling Helpline: Call 0800 654 655 for immediate support and guidance.
- Seek Professional Counselling: Consider individual or family counselling to address the underlying issues contributing to the gambling problem.
- Contact a Financial Counsellor: Seek professional financial advice to manage debt and regain control of finances.
- Join a Support Group: Attend meetings of Gamblers Anonymous or Gam-Anon to connect with others and share experiences.
- Set Realistic Goals: Focus on small, achievable goals, such as creating a budget or seeking professional help.
- Practice Self-Care: Prioritise your physical and mental health by engaging in activities that promote well-being, such as exercise, relaxation techniques, and spending time with loved ones.
- Consider Self-Exclusion: Explore options for self-exclusion from online gambling sites and land-based casinos.
Conclusion: A Path to Recovery
Problem gambling can have a devastating impact on families, leading to financial hardship, emotional distress, and relationship breakdown. However, help is available. New Zealand offers a comprehensive network of resources, including the Gambling Helpline, counselling services, financial advisors, and support groups. By taking the first step and seeking help, families can begin to heal, rebuild their finances, and regain control of their lives. Remember, recovery is possible, and there is support available every step of the way. Don’t hesitate to reach out and access the help you need to break the cycle and build a brighter future for yourself and your family.